Insurance & Payments

Thank you for choosing Central Nebraska Rehabilitation Services for your therapy!


Appointments & Referrals

If you need physical, occupational, or speech therapy, we offer direct access to our services, meaning you don’t always need a physician referral for treatment; you can refer yourself. However, there are some insurances that do require a physician referral.  Our staff would be happy to answer any questions you may have regarding if a referral is needed or not or you can check directly with your insurance company.

Payments Policy

We have made a recent change to our payment policy.  We are asking all balances be paid within 6 months.  If you are unable to pay in full within 6 months, you can take advantage of our patient financing program through Union Bank & Trust (UBT).  No credit check is necessary and this program is secured by Central NE Rehab Services, so approval is guaranteed!

UBT Care Program Highlights:

  • 0% interest available on select terms
  • Allows you to make affordable monthly payments
  • Balance can be paid off early with no penalty

To take advantage of this program, please complete an application online at www.ubt.com/patient-application and select Central Nebraska Rehab as the company.

Please specify:

  • 0% interest option ____Yes ____No
  • Payment amount____________(if choosing 0% interest we will calculate this amount)
  • Payment start date­­­­­___________________ Payment date_________of each month
  • ACH payments ____Yes ____No

You may also reach out to our billing team to send you a paper application – 308-675-1853, option 1.

Insurance & Medicare Coverage

Insurance coverage rules vary from company to company. Some insurance plans have a deductible to be met first, some have co-pays, some have both. You may also require a prior authorization before starting any therapy, but this is completed by our staff.

Our office staff will verify your benefits and discuss them with you. Contact your insurance company for more information on your plan.

If you have Medicare coverage, therapy is covered if it is considered medically necessary. A physician must approve the plan of care by reading and signing the evaluation and goals we have set for you.